> Code 39 - 3D Secure refused for the transaction. The buyer did not enter the correct code during 3D Secure authentication. The payment has been refused. Related articles > Code 206 - 3D Secure - A technical error occurred during the process. > Code 149 - The payment session has expired Increase the IPN timeout > Code 207 - Refusal of the authentication by the issuer (Transaction not allowed for this cardholder)”: > Code 205 - 3-D Secure - cannot reach DS or ACS.